Our team
The people behind Emory Financial
Emory Financial is the DBA of Financial Dynamics, Inc., owned and operated by Derek Shao. Every originator here works the same wholesale lender panel — and answers their own phone.
Derek Shao
Founder & Broker of RecordTwenty years arranging residential mortgages across California. Takes every file personally, from the first call to the last signature.
NMLS 242117 · DRE 01358261
Jon Lam
Mortgage PlannerMBA and certified Project Management Professional. His clients nicknamed him #TheHonestLender. Works Simi Valley, Ventura County and the San Fernando Valley.
NMLS 1385176 · DRE 01990224
Join Emory Financial
We're a small shop with a wholesale lender panel, twenty years of lender relationships, and no sales floor. If you're an experienced originator who'd rather advise than pitch, we should talk.
Every originator here gets their own profile page, their own phone number and email, their own client testimonials, and their own vanity web address — backed by the firm's track record.
Start a conversation →How Emory Financial is structured. Emory Financial is a registered DBA of Financial Dynamics, Inc., a California corporation owned and operated by Derek Shao, who serves as broker of record. Loan originators working under the firm operate under the company's licence while maintaining their own client relationships. Verify any originator's licence at NMLS Consumer Access.
Not sure who to ask for
Start anywhere. We'll route it properly.
Send a message through the main contact form and it goes to Derek, who'll either handle it himself or point you to whoever's the best fit.